Sightings: The AI-Native Lending Stack
Startups to Watch
When debt service costs can triple overnight, borrower risk shifts in months—not years. Traditional credit models can't keep up. This volatility is opening the door for AI-native companies building adaptive lending infrastructure.

How Lenders Can Utilize Their Data as a Product
I had the pleasure of addressing 500+ John Deere Financial employees as the keynote speaker during their quarterly company-wide meeting. I shared my thoughts on how lenders can utilize their data as a product to drive innovation by partnering with Fintechs. [Presentation]

Fintech Supercharges Lending Innovation For Banks
As fintech is developed on the basis of automation and modern technology, banks are partnering with startups to accelerate their operational transformation from human-based to digital.